Acknowledgements List of subject matter experts In addition, the project team expresses its gratitude to the following subject matter experts who contributed their valuable perspectives through interviews and workshops (in alphabetical order): Meyer Aaron Bank of Canada James Colaco Deloitte Canada Mark Adams Australian Securities and Investments Commission Robert Cranmer Deloitte Canada Mark Adams National Australia Bank Neil Cross DBS Bank Keith Ajmani TD Bank Group Stephen Cross Aon Andrew Alexandratos Australian Prudential Regulation Authority Dame Damevski inpay Robleh Ali Bank of England Andrew Davis Stone & Chalk Jeremy Allaire Circle Shellie Davis Commonwealth Treasury Sarah Andrews Thomson Reuters Avery Dellheim Circle Angus Armour Business Council of Australia Thomas DeLuca AMP Credit Technologies Akhtar Badshah Catalytic Innovators Group Nigel Dobson ANZ Murad Baig Deloitte LLP Kirsten Dunlop Suncorp Group Steven Bardy Australian Securities and Investments Commission John Edge Identity2020 Nick Beecroft Lloyd's of London Anna Ewing Nasdaq Adi Ben-Ari Applied Blockchain Scott Farrell King & Wood Mallesons Peter Berg Visa Usama Fayyad Barclays Michael Bodson Depository Trust & Clearing Corporation Daniel Feichtinger Digital Asset Holdings Sven Bossu SWIFT Karin Flinspach Standard Chartered Andre Boysen SecureKey Technologies Brian Forde MIT Media Lab Carolyn Burke RBC Mary Ann Francis Wipro Ross Burnett Macquarie Group Conan French Institute of International Finance Oliver Bussman UBS Steve Gallagher Australian Prudential Regulation Authority Claire Calmejane Lloyds Banking Group Emilio Garcia de la Sierra Santander InnoVentures Nick Caplan Faster Payments Nicholas Giurietto Australian Digital Currency & Commerce Association Alicia Carmona Identity2020 Julian Gorman GSMA Michael Casey MIT Media Lab Udayan Goyal Anthemis Group SA Stephen Catchpole Macquarie Group Michael Gronager Chainalysis Javier Celaya Banco Santander S.A. Joe Guastella Deloitte Consulting LLP Matthew Chan Depository Trust & Clearing Corporation Aran Hamilton Vantage Christophe Chazot HSBC Bank Plc Aldila Hananto Telstra Ilsa Christ Australian Transaction Reports and Analysis Centre Anna Harper SocietyOne Lynne Cockerell Reserve Bank of Australia Adrienne Harris Council of Economic Advisers WORLD ECONOMIC FORUM | 2016 8